Senior Vice President - Commercial Lending - Career Management Associates - Salem, NH | JobsInNH.com
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Senior Vice President - Commercial Lending

Career Management Associates | Salem, NH

Career Management Associates
The Employer has temporarily removed this posting

POSITION SUMMARY:  The Senior Vice President - Commercial Lending is responsible for planning, organizing and directing the Bank’s commercial lending services and is an active member of the Senior Management team. 

ESSENTIAL FUNCTIONS & RESPONSIBILITIES:

  • Responsible for the revenue and profit growth of commercial lending.
  • Provide leadership to the Commercial Lenders through objective goal setting, delegation and communication.  Conduct staff meetings and performance appraisals.
  • Approve loans up to lending limit and handle the more complex and substantial commercial loans of the Bank.
  • Verify customer credit by completing appropriate credit checks, performing financial ratios, analyzing cash flow to assess credit risk.  Perform onsite visits, as necessary.
  • Analyze and evaluate the effectives of commercial lending and business services and products.  Make recommendations to improve or expand these services and products.
  • Participate in Board of Directors Loan Committee meetings.
  • Contribute to ALM discussions concerning loan rate pricing and general ALM strategies.
  • Senior Management team member working on long and short-term Bank planning and strategies.
  • Oversee Commercial audits and exams.  Respond to audits and exams, as needed.
  • Ensure the Commercial Loan Policy is updated in accordance with evolving regulations, legal requirements and industry trends.
  • Manage and review Commercial overdrafts, delinquencies, charge-offs, bankruptcies and foreclosures.
  • Maintain professional and community relations to increase the Bank’s visibility and new business opportunities.
  • Actively participate in representing the Bank on various community service projects.  Maintain a leadership role, representing the Bank on a minimum of one board within the community we serve.
  • Ensure that commercial lending operations is in accordance with established policies, procedures and regulatory and compliance guidelines.
  • Comply with all Bank policies, procedures and regulatory requirements.
  • Review and comply with the Bank’s BSA and OFAC Program and Procedures.  In compliance with BSA Program, report any unusual or suspicious activity to the BSA Officer.
  • Complete all assigned training, including BAI online training, in a timely manner.

 

Education and/or Experience

  • Bachelors Degree or Associates Degree; and
  • Eight to ten years of experience in account relationship management; or
  • Five years of commercial lending experience; or
  • Equivalent combination of education and experience.

Posted On: 2019-04-22 13:28:08
Closing Date: Open Until Filled
Telecommute: No
Categories: Banking, Management
Job Status: Full Time
Career Level: Mid Level (2-10 years experience)
Similar Jobs: Within 25 miles of 03079, Banking, Management